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Main - How We Review

How We Research, Test,
and Score Financial Products

Our editorial process is built around one goal: giving you honest, useful information

— not content designed to sell. Here's exactly how we work.

How We Review

Independent Research
We independently research every product we review, including hands-on testing where possible. Our writers and editors are never told what to conclude.
Expert Verification
All reviews are fact-checked by a certified financial professional before publication.
Transparent Scoring
Our Profitforge Score (out of 5) is calculated using a weighted formula covering availability, affordability, customer experience, and transparency.
Regular Updates
We revisit reviews regularly to ensure rates, features, and scores remain accurate.

Our Profitforge Score:
How It Works

Availability (25%)

Geographic reach, eligibility requirements, and ease of application.

Affordability (30%)

Interest rates, fees, minimum balances, and overall cost.

Customer Experience (25%)

User reviews, support quality, digital tools, and mobile app ratings.

Transparency (20%)

Clarity of terms, disclosure practices, and ease of comparison.

How We Review

5

Profitforge Score
Chase Sapphire Preferred Review 2026
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